Terms and Conditions

1. Acceptance of Terms

By accessing and using EffortlessRisk ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms and Conditions, please do not use the Service.

2. Description of Service

EffortlessRisk provides a cloud-based third-party risk management platform that uses artificial intelligence to help organizations assess, monitor, and manage vendor risks. The Service includes AI-powered risk assessments, automated research capabilities, and risk management tools.

3. Account Registration

To use the Service, you must:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept all responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

4. Subscription and Billing

5. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Use automated systems to access the Service without permission
• Share your account credentials with others
• Reverse engineer, decompile, or disassemble any part of the Service
• Remove or modify any proprietary notices or labels

6. Intellectual Property

The Service and its original content, features, and functionality are owned by EffortlessRisk and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You retain all rights to the data you input into the Service. We retain all rights to the Service, including all AI models, algorithms, and software.

7. AI-Generated Content

The Service uses artificial intelligence to generate risk assessments and research. While we strive for accuracy, AI-generated content should be reviewed and verified by qualified professionals. EffortlessRisk is not responsible for decisions made based solely on AI-generated content. Users should exercise professional judgment and conduct independent verification.

8. Data Security and Privacy

We implement industry-standard security measures to protect your data. However, no method of transmission over the Internet is 100% secure. Please refer to our Privacy Policy for detailed information about how we collect, use, and protect your data.

9. Limitation of Liability

To the maximum extent permitted by law, EffortlessRisk shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Service
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Service
• Any bugs, viruses, or the like that may be transmitted through the Service by any third party
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Service

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

11. Indemnification

You agree to indemnify, defend, and hold harmless EffortlessRisk and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

12. Modifications to Service and Terms

We reserve the right to modify or discontinue the Service at any time without notice. We also reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

13. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will immediately cease. You may also terminate your account at any time through your account settings.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts of competent jurisdiction.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

16. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: